Home property title insurance
To save money on these types of policies, compare rates among various companies. The buyer should ask what services and limitations on coverage are provided under each homeowner property title insurance policy so that a knowledgeable decision can be made about coverage purchased at a higher rate that may be better for their needs. However, in many states, premium rates are established by the state and may not be negotiable.
If the buyer is purchasing a house that has changed hands within the last several years, they should be sure to ask the insuring company about a "reissue rate," which would be cheaper. Reissue rates are for a transfer of property with a short time of a purchase of a property.