Showing posts from May 4, 2008

Titile insurance protects against hidden title hazards that may threaten your financial investment in your home

A home is usually your largest single investment. When you purchase a home, you purchase homeowner’s or hazard insurance to protect against loss from fire, theft or wind damage.

Title insurance protects against hidden title hazards that may threaten your financial investment in your home. You see, when purchasing a home, you are really purchasing the title to the property – the right to occupy and use the land and improvements.

Other types of insurance focus on possible future events and charge an annual premium. Title insurance is purchased with a one-time premium and safeguards against loss from hazards and defects that already exist in the title.

There are two basic kinds of title insurance: lender or mortgagee protection, and owner’s coverage. Most lenders require mortgagee title insurance as security for their investment in real estate.

Owner’s title insurance lasts as long as you, the policyholder – or your heirs – has an interest in the insured property. Depending on local practice…

Informing clients about premium title insurance such as the Homeowner's Policy makes good business sense

Providing the Best to REALTORS®
The superior coverage of the Homeowner's Policy of Title Insurance, backed by the nation's best title insurer, provides outstanding benefits to REALTORS® as well. Here's how:
Reduces the REALTORS® exposure in a transaction regarding certain regulatory matters. Increases the client's satisfaction and confidence by providing the finest protection available. Helps ensure the client's ability to resell the home in the future, free of potentially damaging title problems. Gives the REALTOR® and client peace of mind in the increasingly complex world of real estate. Informing clients about premium title insurance such as the Homeowner's Policy makes good business sense. With superior title coverage issued through and by a reputable title insurer, REALTORS® and clients benefit from two critical layers of protection. P…

Questions About Title Insurance

Questions About Title InsuranceWhat Is Title Insurance?Title insurance is protection against loss arising from problems connected to the title to your property.
Before you purchased your home, it may have gone through several ownership changes, and the land on which it stands went through many more. There may be a weak link at any point in that chain that could emerge to cause trouble. For example, someone along the way may have forged a signature in transferring title. Or there may be unpaid real estate taxes or other liens. Title insurance covers the insured party for any claims and legal fees that arise out of such problems.Is Purchasing Title Insurance Obligatory?It is if you need a mortgage, because all mortgage lenders require such protection for an amount equal to the loan. It lasts until the loan is repaid. As with mortgage insurance, it protects the lender but you pay the premium, which is a single-payment made upfront. Does Title Insurance Do Anything For Me?The required insu…

Seventy Reasons to Get Title Insurance

You don't want problems from prior ownerships to interfere with your rights to your property. And you don't want to pay the potentially ruinous cost of defending your property rights in court. A title insurance policy is your best protection against potential title defects, which can remain hidden despite the most thorough search of public records and the most careful escrow or closing.For a one-time premium First American agrees to reimburse you for loss due to defects existing prior to the issue date of your policy, up to the policy amount. And, should it be needed, the policy also provides for the cost of legal defense of your title.The standard coverage policy protects you against such potential defects as:
Forged deeds, mortgages, satisfactions or releases. Deed by person who is insane or mentally incompetent. Deed by minor (may be disavowed). Deed from corporation, unauthorized under corporate bylaws or given under falsified cor…

Title insurance calculation Maryland

InsuranceDirect Title & Closing Agency
Title Insurance Company;Your source for Title searches, Real estate title insurance, mortgage title insurance, owner policy title insurance, land title searches, New Jersey title insurance and New Jersey real estate lawyers Pa title insurance
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Category: Mortgages

Title Insurance, Hollywood, FL Home Page
Best Title Insurance provides title insurance in South Florida
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Category: Miami Beach Real Estate

The Preferred Title Group Inc. Baltimore, Maryland
One of the fastest growing Title Insurance Companies i…