You don't want problems from prior ownerships to interfere with your rights
to your property. And you don't want to pay the potentially ruinous cost
of defending your property rights in court.
A title insurance policy is your best protection against potential title
defects, which can remain hidden despite the most thorough search of public
records and the most careful escrow or closing.
For a one-time premium First American agrees to reimburse you for loss
due to defects existing prior to the issue date of your policy, up to the
policy amount. And, should it be needed, the policy also provides for the
cost of legal defense of your title.The standard coverage policy protects
you against such potential defects as:
Forged deeds, mortgages, satisfactions or releases.
Deed by person who is insane or mentally incompetent.
Deed by mi…